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Click below to see webpages for Penny's children.
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Maria Penafrancia married Miguel M. Zosa. They have four children: Juan Miguel, Anna Ma. Katrina, Ma. Regina
Isabel, and Ma. Kristina Bibiana. Penny and Mike live in Manila but make frequent trips to the States to visit the children
and grandkids, (and to Southeast Asia for shopping!). Known to her apos as SAMA, short for Samadhi, Penny is the family
GURU. She ought to start her own church: Catholic cum Buddhist cum Hindu cum ano-ano pa! Add to that religion a fervent passion
for the Ateneo basketball team, never mind that husband, son and one daughter are La Sallites.
| May 2003, Anna's graduation in New York |
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| Penny, granddaughter Maita, Mike, daughters Tina & Anna |
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| the Zosa family in 1999 |
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